Personal Loans

We are doing PERSONAL LOANS through Online & Offline mode entire Tamil Nadu. We have associated 20 Banks & Nbfc for Personal Loans.

BELOW MENTIONED BANK & NBFC

• HDFC
• ICICI
• AXIS
• IDFC
• INDUSIND
• SCB
• KOTAK
• YES BANK
• BAJAJ
• ADITYA BIRLA
• FULLERTON
• MUTHOOT
• INCRED
• HERO FINCORP
• FINNABLE
• AXIS FINANCE
• HDB
• FINZY
• PAYSENSE
• TATA CAPITAL

Personal Loans Features

• Salary Minimum 15000 above
• Interest 10.45% onwards
• Salary Credit must
• Ltd, Pvt Ltd, LLP, Partnership, Propertiorship employees cases doable
• We have Services Entire Tamil nadu
• We have few bank Digital Service Entire TN
• Cibil Score above 650
• Only Soft copy document required Few Bank & Nbfc

Terms & Conditions

• Salary may vary Bankwise & Location wise
• Cibil Score change depends on Bank & Customer profiles
• Interest rate depends on Loan Amount & Company list
• Service location based on Bank / Nbfc

HERO FINCORP

Self Employed Policy

• Minimum 2 years ITR(20-21 is mandatory)
• Minimum NET income should be 2.5 lakhs
• There should be a minimum gap of 6 months (180days) between filing
• 2 years Business proof is compulsory ( Accepted proofs )
• GST, MSME, LABOUR LICENSE, TRADE LICENSE, REGISTRATION CERTIFICATE)
• 6 MONTHS BANKING IS COMPULSORY TO CALCULATE AVERAGE BANK BALANCE

KEY FEATURES

• NO OWN HOUSE PROOF IS REQUIRED
• MAX TENURE 5 YEARS
• MAX TICKET SIZE 5 LAKHS

NOTE : Customer should not have availed unsecured loan in last 6 months. 0,-1 cibil not doable

AdityaBirla PL Repayment Surrogate

• Funding up to - 5lakhs
• MINIMUM 12EMI SHOULD BE COMPLETED
• PL TRACK SHOULD BE MINIMUM 1LAKH
• AL TRACK SHOULD BE MINIMUM 2 LAKH
• HL/LAP TRACK SHOULD BE MINIMUM 15 LAKHS
• AVERAGE BANKING- 1Times to the EMI
• NIL bounces in the track
• No Disbursement in last 6 Months
• Cibil enquries - less than 5 in last 3 Months (Unsecured Enquiries)

MULTIPLIERS

• Auto loan - 0.75 × no of emis
• Personal loans - 1.25 × no of emis
• Credit card - 3times × credit card emis
• Home loan/lap -0.50× no of emis

Aditya Birla Salary Banking Surrogate

• Customer Who r Not Having Eligibility Based On Salary Can Be Beniftied
• Minimum Salary 18k
• CIBILTo Be 700+
• No Loans In Last 6 Months
• Enquire Not More Than 5 In Last 3months
• ABB Calculated Dates 5,10,15,25 Of Last 6 Months
• Based On Average Bank Balance Loan Will Be Approved
• Max Loan Amount 10lakhs
• IRR - 25% To 27% Rate Waver Up To 2%

TATA Policy

Salary Norms

• FOR TATA GROUP EMPLOYEES - 15K
• Super cat and cat a - 20k
• Cat B and cat C - 25k
• Cat D and open market profile - 40k

FOIR

• FOR 20k to 24k - 50%
• FOR25k to 49k - 60%
• FOR50k to 75k - 65%
• FORMore than 75k - 70%

Government employees more than 50k treated as supercar A

• Minimum loan amount - 75000
• Maximum loan amount 25lacs
• Age norms 21 to 58

No need hot copy only physical document